Common Questions

Q: What are Car Title Loans?

A: We help provide you with fast, friendly service that's committed to helping you get an auto title loan. We are all about swift service so you can be assured you will get approved as quickly as possible. Our status is that we are the most advanced short term loan service in Chico.

Q: May I still get a loan against a car title if I have poor credit or I've had a personal bankruptcy?

A: Yes you can! Your credit could be good, bad or non-existent and even an individual bankruptcy is no problem as you can still get a car equity loan. We are more than thrilled to help you get the right terms, as well. You do not have to concern yourself with your credit history with us since car title loan values are based on the value of your automobile.

Q: Can I pay off my no credit auto title loan in under 42 months if I want to?

A: You are free to pay off your loan as fast as you want to. You won’t be charged a fee for paying back your pink slip loan ahead of schedule. You deserve to repay your loan faster if you would like while not having to pay anyone for the privilege.

Q: What will I need to have to obtain my instant money car or truck title loan?

A: You need to first be sure that the title of the auto is in your name and there aren't any liens on it then you will must have a Social Security Card to demonstrate your identity, a phone or utility bill in your name that has your address on it, 2 references, insurance for your car, a driver's license from the state of California, a current pay stub and a duplicate of your auto keys. That is the full list of everything required.

Q: How do I get approval for a fast cash car title loan?

A: To put it simply, all that you should do is use our website and you may apply for your loan right now. If you want to call us on the telephone to ask any questions, that's fine, as well. Chico Car Title Loans evaluates the value of your car using Kelley Blue Book. Then we notify you of your message of approval so you know how much you can get.

Q: Can I still drive my auto after I get my vehicle equity loan?

A: Yes, you will be able to keep making use of your car to drive as you wish. The quick title loans that you acquire through us are all about supplying you cash at this time and still permitting you to drive your car so that you can look after your family and still go to work. We recognize that if you can't drive then you are unable to work therefore we only work with loan programs that allow you have to have your car and be able to keep driving it.